U.S. Bank FlexPerks® Select+ American Express® Card

Enrollment bonus! Earn 10,000 bonus FlexPoints after you spend $1,000 in Net Purchases within the first four months of account opening.1

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U.S. Bank FlexPerks® Select+ American Express® Card

Earn Faster:

Use your Card at select membership warehouse clubs, plus earn 1 FlexPoint for every $1 in Net Purchases.2 


 Redeem Easier:

  • An airline award ticket starts at just 20,000 FlexPoints.
  • Travel on more than 150 airlines with no blackout dates or online redemption fees.3
    List of available airlines.4  
  • Redemption starts at just 1,000 FlexPoints for merchandise, gift cards, statement credits and more.

Earn Faster
  • Earn One FlexPoint for every $1 of eligible net purchases charged to your Card.5 
  • Use your Card for everyday purchases like gas and groceries.
  • No cap on the number of FlexPoints you can earn.
More Features
  • No annual fee.
  • 0% Introductory APR for the first 9 billing cycles on any balances transferred within 60 days from account opening. After that, a variable APR, currently 14.74%-24.74%6 based on your creditworthiness.
  • Smart Chip Technology to provide better security and convenience on spend worldwide.
  • Pay your bills online — save time and earn FlexPoints by using your Card to pay bills. Learn more.
We may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. 

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

 ©2017  U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to the Program Rules and Cardmember Agreement for additional information.


1 One-time 10,000 bonus FlexPoints will be awarded when you are approved for a new U.S. Bank FlexPerks Select+ American Express Card and Net Purchases (purchases minus credits and returns) totaling $1,000 or more are made to your account within four months from account opening. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks Select+ Card account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Select+ account type. Existing and previous FlexPerks Select+ accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Select+ Card is subject to terms and conditions of the FlexPerks Select+ Card Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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2 U.S. Bank will credit your FlexPerks Travel Rewards Account and FlexPerks Select+ Account with FlexPoints as follows: For Net Purchases less than or equal to $120,000, earn a “base” of 1 FlexPoint for every $1. If during the calendar year, Net Purchases exceed $120,000, the “base” of 1 FlexPoint for every $1 in Net Purchases for the rest of the year will be earned at a rate of 0.5 FlexPoint for every $1. Exemption: FlexPerks Gold AutoPay Cardmembers who select the full payment option on the first available payment date after their statement date. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. FlexPoints will expire at the end of the calendar quarter, at 11 p.m. Central Time, that is five (5) years from the date on which they were earned. FlexPoints are redeemed or expire on a first-in, first-out basis, so FlexPoints you earned first are used or expire before FlexPoints you earned later. Refer to the FlexPerks Gold Cardmember Agreement for full details.
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3 Available Travel Rewards, Gift Certificate Rewards, Merchandise Rewards, Magazines and any other Program Rewards, and the number of FlexPoints needed to obtain each reward, are available to Cardmembers at the Rewards Center or by phone at 888-229-8864. U.S. Bank and/or third-party vendors may change or terminate participating merchants; withdraw, limit, modify or cancel any rewards; or increase the number of FlexPoints required for any reward at any time without advance notice, even though such changes may affect the accrual or value of FlexPoints or rewards. For redemptions, information about the current Program Rewards Schedule, inquiries and updates, visit the Rewards Center anytime or call 888-229-8864 between 8:00 a.m. and 10:00 p.m. (CT) Monday through Friday, and between 8:00 a.m. and 5:30 p.m. (CT) Saturday through Sunday.
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4 Available airlines are subject to change.
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5 U.S. Bank will credit your FlexPerks Select+ Account with FlexPoints as follows. Yearly Award Level: For Net Purchases less than or equal to $120,000, earn one FlexPoint for every $1. If during the calendar year, Net Purchases exceed $120,000, all FlexPoints for the remainder of the calendar year are earned at a rate of one FlexPoint for every $2. Exemption: FlexPerks AutoPay Cardmembers who select the full payment option on the first available payment date after their statement date. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. FlexPoints will expire at the end of the calendar quarter, at 11 p.m. Central Time, that is five (5) years from the date on which they were earned. FlexPoints are redeemed or expire on a first-in, first-out basis, so FlexPoints you earned first are used or expire before FlexPoints you earned later. Refer to the FlexPerks Cardmember Agreement for full details.
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6 Your 0% introductory APR applies to balance transfers made within 60 days of account opening. The introductory rate does not apply to cash advances or purchases. A Balance Transfer fee of 3% of each transfer amount ($5 minimum) will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
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7 Terms, conditions and exclusions apply. Please refer to amexconnect.com/usbank under "Your Card Benefits" for further details.
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8 Terms, conditions and exclusions apply. Upon approval, please refer to your Guide to Benefits which accompanies the new cardmember kit for full details.
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9 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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10 As a FlexPerks Cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child(ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your FlexPerks Card issued by U.S. Bank National Association. Refer to your "Guide to Benefits" for complete terms and conditions.
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11 You must be a member of the airline’s frequent flyer program.
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