Frequently Asked Questions 

Listed below are the most common questions asked about the FlexPerks Rewards programs.  If you need additional help, please contact Cardmember Service.

How to Apply
  • Click to Show/Hide How can I check the status of my application?
  • Please call 800-947-1444 and choose option 1 for the status of an application. For your security, you will be required to enter your social security number to locate the application. Additional verification item(s) may be needed to validate.

Exclusive Rewards

Basic Card Facts
  • Click to Show/Hide Is there an Annual Fee with the card?
  • FlexPerks Travel Rewards Signature card
    The FlexPerks Travel Rewards Visa Signature card has a $0 introductory annual fee the first year and every year after the annual fee will be $49. Cardmembers will earn 3,500 bonus FlexPoints each cardmember year they spend $24,000. Use the FlexPoints to redeem for your $49 annual fee or combine them with other FlexPoints for award travel. The choice is yours.

    FlexPerks Select Rewards Visa card 
    No annual fee.

    FlexPerks Business Edge Travel Rewards card
    The FlexPerks Business Edge Travel Rewards card has a  $0 introductory annual fee the first year and every year after the annual fee will be $55. The $55 annual fee will be credited back to your account if $24,000 or more in net purchases posts to your company's account within your 12-month annual statement year. You may add additional cards to your account for $10/year.

  • Click to Show/Hide What is EMV and do I need it?
  • The EMV microchip card offers increased security and better acceptance when traveling to Canada and overseas, while continuing to work with ease for payments within the U.S. This rapidly expanding technology is already in use or being implemented in 130 countries around the globe.

    If you’re an existing FlexPerks Travel Rewards cardholder planning a trip to Canada, Mexico or any other foreign country and your card doesn't have the EMV microchip, call the Customer Service number located above the magnetic stripe on the back of your card at (877) 978-7446 to request a replacement card 30 days prior to leaving on your trip.

Other Benefits

U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Business Cardmembers: U.S. Bank will increase your rate to a Penalty Rate if you:  1) Make payments 5 calendar days late twice, or 30 calendar days late once. 2) Make a payment that is returned; or 3) If you exceed your Credit Limit 2 times in 12 consecutive months.

 

The creditor and issuer of the U.S. Bank FlexPerks Visa Cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

 ©2014  U.S. Bank National Association. All rights reserved.