FlexPerks Cards Comparison

 

FlexPerks Travel Rewards Visa Card
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FlexPerks Select Rewards Visa Card 
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FlexPerks Business Edge Travel Rewards Card 
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FlexPerks Visa Card Benefits Travel Rewards Visa Card Select Rewards Visa Card Business Edge Travel Rewards Card
Enrollment Bonus FlexPoints 20,000 FlexPoints1 10,000 FlexPoints2 20,000 FlexPoints3
Travel Rewards
Award travel on more than 150 airlines As few as 20,000 FlexPoints (up to $400 ticket value) As few as 20,000 FlexPoints (up to $400 ticket value) As few as 20,000 FlexPoints (up to $400 ticket value)
Award travel online redemption fees $0 $0 $0
Frequent flyer miles earned on award flights Yes! Yes! Yes
Award travel blackout dates and capacity controls None None None
Airline allowance with each award ticket for possible baggage fees, in-flight food or drinks and more Up to $25 Up to $25
Free car rental day, up to 25% discount and Emerald Club® Membership at National Car Rental® Yes! yes
Travel better with a FREE Hideaways Life® Newsletter Membership (a $99/year value)4
Earning Rewards
Rewards earned $1 = 1 FlexPoint $2 = 1 FlexPoint $1 = 1 FlexPoint
Accelerated Earnings Double FlexPoints on the category you spend the most each month  (gas, groceries or airline travel)5 and on most cell phone expenses. 6

Triple FlexPoints for your charitable donations.7 

Double FlexPoints on the category you spend the most each month  (gas, office supplies or airline travel)5 and on most cell phone expenses. 6

Triple FlexPoints for your charitable donations.7 

Redemption Options
Airlines Yes! Yes! Yes
Merchandise Yes! Yes! Yes
Hotel Yes! Yes! Yes
Car Rental Yes! Yes! Yes
Cruise Gift Certificates Yes! Yes! Yes
Gift Cards Yes! Yes! Yes
Statement Credit Yes! Yes! Yes!
Visa Signature Benefits
Luxury Hotel Collection8 Yes!
Visa Signature Concierge9 Yes!
Visa Signature Benefits Yes!
Additional Benefits
EMV Chip Card Yes! Yes!
Personal Identity Theft Insurance Yes!
Annual Fee $0 intro first year; after that $49/year $0 $55/year additional cards $10/year (first year free)
Annual Fee Waiver $24,000/year per business account
Visa Savings Edge Yes
Terms and Conditions View Pricing View Pricing View Pricing

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We may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the cardmember agreement and applicable law. 
 

The creditor and issuer of the U.S. Bank FlexPerks Visa Cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

 ©2014  U.S. Bank National Association. All rights reserved.


We will first consider you for the U.S. Bank FlexPerks Travel Rewards Visa Signature card, but if you do not qualify you can still earn FlexPoints!  You'll automatically be considered for the U.S. Bank FlexPerks Select Rewards card which earns 10,000 bonus FlexPoints, 1 FlexPoint for every $2 in net purchases, and does not have an annual fee.

1 One-time 20,000 bonus FlexPoints will be awarded when you’re approved for a new FlexPerks Travel Rewards Visa Signature card and net purchases (purchases minus credits and returns) totaling $3,500 or more post to your account within four months from account opening. Applicants for the FlexPerks Travel Rewards Visa Signature Card who only qualify for and receive a FlexPerks Select Rewards Visa Card earn 10,000 bonus FlexPoints when net purchases totaling $1,000 post to your account within four months from account opening. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You’re eligible to receive one-time bonus FlexPoints for each new FlexPerks Travel Rewards and FlexPerks Select Rewards account type. Existing and previous FlexPerks Travel Rewards and FlexPerks Select Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Travel Rewards Visa Card is subject to terms and conditions of the FlexPerks Travel Rewards Visa Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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2 One-time 10,000 Bonus FlexPoints will be awarded when you are approved for a new FlexPerks Select Rewards Visa Card and Net Purchases totaling $1,000 or more post to your account within four months from account opening. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Select Rewards account type. Existing and previous FlexPerks Select Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Select Rewards Visa Card is subject to terms and conditions of the FlexPerks Select Rewards Visa Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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3 One-time 20,000 Bonus FlexPoints will be awarded when the Account Owner is approved for a new FlexPerks Business Edge Travel Rewards card and Net Purchases (purchases minus credits and returns) totaling $3,500 or more post to the Account Owner’s individual  account within four months from account opening. Please allow 6 to 8 weeks for enrollment Bonus FlexPoints to be credited to your FlexPerks Reward account. Account Owners are eligible to receive a one-time enrollment bonus for each new FlexPerks Business Edge Travel Rewards account type per Company. Existing and previous FlexPerks Business Edge Travel Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Business Edge Travel Rewards card is subject to terms and conditions of the FlexPerks Business Edge Travel Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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4 A free Hideaways Life® newsletter membership (retail value $99/year) is available to FlexPerks Travel Rewards Visa Signature and FlexPerks Business Edge Travel Rewards cardmembers.  Cardmembers receive a Hideaways members-only publication, Hideaways Life, at no cost to U.S. residents and for an $18.15 shipping fee to Canada. Cardmembers must provide their name, address, email address and FlexPoints number in order to activate their free membership.  Verification of FlexPerks Travel Rewards Visa Signature or FlexPerks Business Edge Travel Rewards account status will be required for enrollment. To activate your free membership, sign up online at hideaways.com/fpv or call 800-843-4433.  For assistance using your membership, please call Hideaways International at 800-843-4433.  For questions regarding this benefit, please call the Cardmember Services number on the back of your card.
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5 FlexPerks Travel Rewards Visa Signature cardmembers may earn additional FlexPerks for purchases at merchant locations in one of the following consumer card categories: airline, gas or grocery (each, a “category”); and FlexPerks Business Edge Travel Rewards cardmembers may earn additional FlexPerks for purchases at merchant locations in one of the following business card categories: airline, gas or office supplies (each, a “category”). Cardmembers will earn FlexPoints at a rate of two FlexPoints for every $1 in the one category in any given monthly billing cycle that has the highest total of net purchases charged to the account (the “highest category”). In addition, FlexPerks Travel Rewards Visa Signature cardmembers will be awarded FlexPoints at the rate of two FlexPoints for every $1 in net purchases during the current month’s billing cycle for any merchant location that classifies itself as having telecommunication services/products. The Select Rewards is also not eligible for the double FlexPoints on highest spend in each monthly billing cycle or triple FlexPoints for charitable donations. In all cases, U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints.
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6 Cardmembers will be awarded FlexPoints at the rate of two FlexPoints for every $1 in Net Purchases during the current month's billing cycle for any merchant location that classifies itself as having telecommunication services/products.

U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints.


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7 FlexPerks Travel Rewards Visa Signature and FlexPerks Business Edge Travel Rewards Visa cardmembers will earn FlexPoints at a rate of three (3) FlexPoints per every $1 in Net Purchases and FlexPerks Select Rewards Visa cardmembers will earn FlexPoints at a rate of 1.5 FlexPoints per every $1 in Net Purchases during the current month's billing cycle for any merchant location that classifies itself as a Charitable and Social Service Organization. U.S Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints. Bonus FlexPoints will be awarded within 60 days of donation.
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8 View Visa Signature Luxury Hotel Terms & Conditions for complete details.
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9 Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders’ behalf.
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