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U.S. Bank FlexPerks® Travel Rewards
Visa Signature® Card

U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card
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U.S. Bank FlexPerks® Gold American Express® Card

U.S. Bank FlexPerks® Gold American Express® Card
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U.S. Bank FlexPerks® Select+
American Express® Card

U.S. Bank FlexPerks® Select+ American Express® Card
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We may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. 

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

 ©2017  U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to the Program Rules and Cardmember Agreement for additional information.


1 One-time 20,000 bonus FlexPoints will be awarded when you are approved for a new U.S. Bank FlexPerks Travel Rewards Visa Signature Card and Net Purchases (purchases minus credits and returns) totaling $2,000 or more are made to your account within four months from account opening. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Travel Rewards Visa account type. Existing and previous FlexPerks Travel Rewards Visa accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Travel Rewards Card is subject to terms and conditions of the FlexPerks Travel Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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2 One-time 30,000 bonus FlexPoints will be awarded when you are approved for a new FlexPerks Gold Card and Net Purchases (purchases minus credits and returns) totaling $2,000 or more post to your account within four months from account opening. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks Gold account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Gold account type. Existing and previous FlexPerks Gold accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Gold Card is subject to terms and conditions of the FlexPerks Gold Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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3 One-time 10,000 bonus FlexPoints will be awarded when you are approved for a new U.S. Bank FlexPerks Select+ American Express Card and Net Purchases (purchases minus credits and returns) totaling $1,000 or more are made to your account within four months from account opening. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks Select+ Card account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Select+ account type. Existing and previous FlexPerks Select+ accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Select+ Card is subject to terms and conditions of the FlexPerks Select+ Card Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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4 U.S. Bank will credit your FlexPerks Travel Rewards Account and FlexPerks Select+ Account with FlexPoints as follows: For Net Purchases less than or equal to $120,000, earn a “base” of 1 FlexPoint for every $1. If during the calendar year, Net Purchases exceed $120,000, the “base” of 1 FlexPoint for every $1 in Net Purchases for the rest of the year will be earned at a rate of 0.5 FlexPoint for every $1. Exemption: FlexPerks Gold AutoPay Cardmembers who select the full payment option on the first available payment date after their statement date. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. FlexPoints will expire at the end of the calendar quarter, at 11 p.m. Central Time, that is five (5) years from the date on which they were earned. FlexPoints are redeemed or expire on a first-in, first-out basis, so FlexPoints you earned first are used or expire before FlexPoints you earned later. Refer to the FlexPerks Gold Cardmember Agreement for full details.
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5 U.S. Bank will credit your FlexPerks Gold Account with 1 FlexPoint for every $1 in Net Purchases. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. Refer to the FlexPerks Gold Cardmember Agreement for full details.
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6 U.S. Bank FlexPerks Travel Rewards Visa cardmembers may earn additional FlexPoints for purchases at merchants that are classified as: airlines, gas  stations or grocery stores (each, a "Category"). You will earn FlexPoints at a rate of two FlexPoints for every $1 in Net Purchases in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the "Highest Category"). In addition, for any cellular services provider merchant, U.S. Bank FlexPerks Travel Rewards Visa cardmembers will be awarded FlexPoints at the rate of two FlexPoints for every $1 in Net Purchases during each billing cycle. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.
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7 U.S. Bank FlexPerks Gold American Express Cardmembers will earn 1 additional FlexPoint for every $1 in Net Purchases during each billing cycle for any merchant classified as a gas station and for any merchant classified as an airline. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.
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8 FlexPerks Travel Rewards Cardmembers will earn FlexPoints at a rate of three FlexPoints per every $1 in Net Purchases during each billing cycle for any merchant location that classifies itself as a Charitable and Social Service Organization. U.S Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints. Bonus FlexPoints will be awarded within 60 days of donation.
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9 U.S. Bank FlexPerks Gold American Express Cardmembers will earn 2 additional FlexPoints for every $1 in Net Purchases during each billing cycle for any merchant classified as a restaurant. Purchases made at a restaurant may not be recognized as a restaurant, and will not qualify for additional Rewards. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.
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10 Available airlines are subject to change.
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11 Available Travel Rewards, Gift Certificate Rewards, Merchandise Rewards, Magazines and any other Program Rewards, and the number of FlexPoints needed to obtain each reward, are available to Cardmembers at the Rewards Center or by phone at 888-229-8864. U.S. Bank and/or third-party vendors may change or terminate participating merchants; withdraw, limit, modify or cancel any rewards; or increase the number of FlexPoints required for any reward at any time without advance notice, even though such changes may affect the accrual or value of FlexPoints or rewards. For redemptions, information about the current Program Rewards Schedule, inquiries and updates, visit the Rewards Center anytime or call 888-229-8864 between 8:00 a.m. and 10:00 p.m. (CT) Monday through Friday, and between 8:00 a.m. and 5:30 p.m. (CT) Saturday through Sunday.
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12 You must be a member of the airline’s frequent flyer program.
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13 Cardmembers are responsible for the cost of any goods or services purchased through the Concierge on Cardmember's behalf.
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14 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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15 As a FlexPerks Cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child(ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your FlexPerks Card issued by U.S. Bank National Association. Refer to your "Guide to Benefits" for complete terms and conditions.
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