FlexPerks® Select Rewards Visa® Card Benefits  

The FlexPerks Select Rewards Visa card offers no annual fee and exceptional benefits. Below is an overview of the earning opportunities and card benefits.

  • Enrollment FlexPoints
    You will earn 10,000 enrollment FlexPoints once you are approved for a FlexPerks Select Rewards Visa card and have spent $1,000 in Net Purchases on your card.1 
  • Earning Quickly
    You earn one FlexPoint for every $2 of eligible net purchases charged to your account during each billing cycle. FlexPoints expire five years from the end of the calendar quarter in which they were earned. When redeeming, the FlexPoints you earned first will always be the FlexPoints you use first.2 
  • Redeem Easily
    Redeeming your FlexPoints is easy, learn more.
    • Travel on more than 150 airlines with no blackout dates or online redemption fees.3 List of available airlines.4 
    • Redemption starts at just 5,000 FlexPoints for merchandise, gift cards, statement credits and more.
    • In addition to airline tickets, you can redeem your FlexPoints for hotel stays or vacation packages. With flexible travel rewards, you have a world of options for your next vacation.
  • Superior Value 
    • Only 20,000 FlexPoints = up to a $400 ticket
    • No annual fee
    • Earn frequent flyer miles on the airline you fly for your award travel flight5 

Apply Now for the FlexPerks Select Rewards Visa Card

Apply now for the FlexPerks Select Rewards Visa Card 

Additional Benefits


We may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the cardmember agreement and applicable law. 

The creditor and issuer of the U.S. Bank FlexPerks Visa Cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

 ©2014  U.S. Bank National Association. All rights reserved.

1 One-time 10,000 Bonus FlexPoints will be awarded when you are approved for a new FlexPerks Select Rewards Visa Card and Net Purchases totaling $1,000 or more post to your account within four months from account opening. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Select Rewards account type. Existing and previous FlexPerks Select Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Select Rewards Visa Card is subject to terms and conditions of the FlexPerks Select Rewards Visa Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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2 U.S. Bank will credit your FlexPerks Select Rewards Visa Account with FlexPoints as follows. For Net Purchases, earn one FlexPoint for every $2. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your Visa billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you.
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3 You will have the ability to redeem FlexPoints for award travel on more than 150 airlines. FlexPerks Cardmembers may redeem if their accounts are open and in good standing under the terms of their Cardmember Agreement. All FlexPoints redemptions are final. FlexPoints are not transferable, are not redeemable for cash and cannot be used as payment for obligations owed to U.S. Bank or its affiliates. There are no refunds, exchanges, replacements or conversions for currency, credit, other points or rewards for no-shows or unused portions or rewards. Determination and payment of tax liability is the sole responsibility of the cardmember. We reserve the right to verify and adjust FlexPoints at any time before or after posting any redemption. Once you or we close your account for any reason, all accumulated FlexPoints may be forfeited. Cardholders must have a Frequent Flyer number with the airline if they wish to earn Frequent Flyer miles on their award ticket.

You may redeem FlexPoints to purchase travel rewards. All travel reservations must be booked online through the Rewards Center at usbank.com or by phone at 888-229-8864 (only airline tickets may be booked over the phone). FlexPoints are considered fully redeemed when a confirmation number is issued and FlexPoints are deducted from your balance. Travel rewards can be issued in any individual’s name, but FlexPoints used for the purchase must be redeemed by an authorized Cardmember on the Account. U.S. Bank and our third party vendor(s) shall not be liable for any bodily and/or property damage that may result from your use of travel rewards, or the performance by the travel providers (e.g., airlines, hotels, etc.).Your redemption for or purchase of travel rewards constitutes your agreement to the terms and conditions of our third party vendor(s). If you book travel through the Rewards Center at usbank.com, please refer to additional terms and conditions provided in the online redemption process. If you book travel by phone, a $20 Travel Advisor Consultation fee will be charged per award ticket, and please refer to additional terms and conditions provided on your travel itinerary. Airlines may impose additional fees that are not included in your award ticket, including but not limited to fees for seating, luggage and changing your ticket.

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4 Available airlines are subject to change.
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5 You must be a member of the airline’s frequent flyer program.
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6 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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7 The introductory rate does not apply to cash advances or purchases. A Balance Transfer fee of 3% of each transfer amount ($5 minimum) will apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
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