U.S. Bank FlexPerks® Business Edge™ Rewards Card

Enrollment bonus! Earn 20,000 bonus FlexPoints after you spend $3,500 in Net Purchases within the first four months of account opening.1 

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U.S. Bank FlexPerks® Business Edge Rewards Card 

 Earn Faster:

2x Points for Airline, Gas or Office Supply Purchases2x Points on Cell Purchases                  3x Points for Charitable Donations 


Plus 1 FlexPoint per $1 spent on all other eligible Net Purchases.



Redeem Easier:

  • An airline award ticket starts at just 20,000 FlexPoints (up to $400 value).
  • Travel on more than 150 airlines with no blackout dates or online redemption fees.2
    List of available airlines.3 
  • Redemption starts at just 5,000 FlexPoints for merchandise, gift cards, statement credits and more.

Earn Faster
  • Earn One FlexPoint for every $1 of eligible net purchases charged to your Card.4 
  • Earn Double FlexPoints for every $1 spent on gas, office supply or airline purchases — whichever you spend most on each monthly billing cycle5 — and on most cell phone expenses.5
  • Earn Triple FlexPoints for your charitable donations. Choose from a wide range of eligible local, national and international charities.6 
More Features
  • $25 Airline Allowance offers reimbursement for up to $25 per air travel award ticket toward baggage fees or in-flight food and drinks.7 
  • Receive a credit for your $55 annual fee back to your account if $24,000 or more in net purchases posts to your company's account within your 12-month annual statement year. You may add additional cards to your account for $10/year.8 
  • No Foreign Transaction Fees.
  • Smart Chip Technology to provide better security and convenience to spend wordwide.
  • Earn frequent flyer miles on the airline you fly for your award travel flight.9 
  • Pay your bills online to save time and earn FlexPoints by using your Card to pay bills. Learn more.

1 One-time 20,000 Bonus FlexPoints will be awarded when the Account Owner is approved for a new FlexPerks Business Edge Travel Rewards card and Net Purchases (purchases minus credits and returns) totaling $3,500 or more post to the Account Owner’s individual  account within four months from account opening. Please allow 6 to 8 weeks for enrollment Bonus FlexPoints to be credited to your FlexPerks Reward account. Account Owners are eligible to receive a one-time enrollment bonus for each new FlexPerks Business Edge Travel Rewards account type per Company. Existing and previous FlexPerks Business Edge Travel Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Business Edge Travel Rewards card is subject to terms and conditions of the FlexPerks Business Edge Travel Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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2 You will have the ability to redeem FlexPoints for award travel on more than 150 airlines. FlexPerks Cardmembers may redeem if their accounts are open and in good standing under the terms of their Cardmember Agreement. All FlexPoints redemptions are final. FlexPoints are not transferable, are not redeemable for cash and cannot be used as payment for obligations owed to U.S. Bank or its affiliates. There are no refunds, exchanges, replacements or conversions for currency, credit, other points or rewards for no-shows or unused portions or rewards. Determination and payment of tax liability is the sole responsibility of the cardmember. We reserve the right to verify and adjust FlexPoints at any time before or after posting any redemption. Once you or we close your account for any reason, all accumulated FlexPoints may be forfeited. Cardholders must have a Frequent Flyer number with the airline if they wish to earn Frequent Flyer miles on their award ticket.

You may redeem FlexPoints to purchase travel rewards. All travel reservations must be booked online through the Rewards Center at usbank.com or by phone at 888-229-8864 (only airline tickets may be booked over the phone). FlexPoints are considered fully redeemed when a confirmation number is issued and FlexPoints are deducted from your balance. Travel rewards can be issued in any individual’s name, but FlexPoints used for the purchase must be redeemed by an authorized Cardmember on the Account. U.S. Bank and our third party vendor(s) shall not be liable for any bodily and/or property damage that may result from your use of travel rewards, or the performance by the travel providers (e.g., airlines, hotels, etc.).Your redemption for or purchase of travel rewards constitutes your agreement to the terms and conditions of our third party vendor(s). If you book travel through the Rewards Center at usbank.com, please refer to additional terms and conditions provided in the online redemption process. If you book travel by phone, a $20 Travel Advisor Consultation fee will be charged per award ticket, and please refer to additional terms and conditions provided on your travel itinerary. Beginning January 5, 2015, the Travel Advisor Consultation fee will increase to $25. Airlines may impose additional fees that are not included in your award ticket, including but not limited to fees for seating, luggage and changing your ticket.


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3 Available airlines are subject to change.
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4 U.S. Bank will credit your FlexPerks Business Edge Travel Rewards card account with FlexPoints as follows. For Net Purchases, earn one FlexPoint for every $1. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your Visa billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. FlexPoints will expire five years from the end of the calendar quarter in which they were earned. FlexPoints are redeemed or expired in the order in which they were earned and awarded to the account.
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5 FlexPerks Business Edge Travel Rewards cardmembers may earn additional FlexPoints for purchases at merchant locations in the following categories: airline, gas or office supplies (each, a "Category"). You will earn FlexPoints at a rate of two FlexPoints for every $1 spent in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the "Highest Category"). U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. Cardmembers will be awarded FlexPoints at the rate of two FlexPoints for every $1 in Net Purchases during the current month's billing cycle for any merchant location that classifies itself as having telecommunication services/products. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints.
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6 FlexPerks Travel Rewards Cardmembers will earn FlexPoints at a rate of three FlexPoints per every $1 in Net Purchases during each billing cycle for any merchant location that classifies itself as a Charitable and Social Service Organization. U.S Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints. Bonus FlexPoints will be awarded within 60 days of donation.
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7 FlexPerks Travel Rewards Cardmembers may receive up to a $25 airline allowance with each redeemed airline award travel ticket. Cardmembers who redeem FlexPoints for award travel may be credited up to $25 on a future statement for Qualified Purchases made using their FlexPerks Travel Rewards Card with the airline carrier providing award travel flight. "Qualified Purchases" are any purchases made with your FlexPerks Travel Rewards Card that post to your account under the airline carrier providing your award travel flight between the dates of your award travel flight. Cardmembers must call Cardmember Services at 877-978-7446 to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the Cardmember will receive a statement credit within 4 to 6 weeks for the amount of the qualified purchase, up to $25. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. You may redeem allowance for Qualified Purchases only if the outstanding balance of your account is below its revolve limit and if your account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your account for any reason, your allowance may be forfeited.
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8 The FlexPerks Business Edge Travel Rewards card annual fee is $55 per year for Account Owners and $10 per year for Authorized Employees. FlexPerks Business Edge Travel Rewards cardmembers who spend $24,000 or more in Net Purchases that post to the Company's account within their 12-month annual statement year will have their $55 Account Owner annual fee and each additional $10 Authorized Employee annual fee credited back to their account.
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9 You must be a member of the airline’s frequent flyer program.
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10 Terms, conditions and exclusions apply. Please refer to your Guide to Benefits for full details.
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11 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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12 As a FlexPerks Cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child(ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your FlexPerks Card issued by U.S. Bank National Association. Refer to your "Guide to Benefits" for complete terms and conditions.
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13 To receive these offers, rent a compact or larger vehicle ending before 12/31/15 and make a reservation at least 24 hours in advance. Unfortunately, we cannot apply these offers to previous or existing reservations. All standard rental qualifications apply. These offers are applied directly to your base rate only. Be aware that taxes, surcharges, recovery and recoupment fees and other charges may apply, and that optional products and services (such as damage waivers and additional drivers fees) are extra charges. Please check your auto insurance policy and/or credit card agreement for rental vehicle coverage. Regrettably, the availability of these offers are limited to participating U.S. National locations and are subject to change without notice. Blackout dates may also apply. International customers should be advised that some countries may convert the value of these offers into local currency. Free Rental Day: Please note that a Saturday overnight is required and a 28-day maximum rental applies. Unfortunately, we cannot combine this offer with any other discount except member discounts.
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14 A free Hideaways Life® newsletter membership (retail value $99/year) is available to FlexPerks Travel Rewards and FlexPerks Business Edge Travel Rewards Cardmembers.  Cardmembers receive a Hideaways members-only publication, Hideaways Life, at no cost to U.S. residents and for an $18.15 shipping fee to Canada. Cardmembers must provide their name, address, email address and FlexPoints number in order to activate their free membership.  Verification of FlexPerks Travel Rewards or FlexPerks Business Edge Travel Rewards account status will be required for enrollment. To activate your free membership, sign up online at hideaways.com/fpv or call 800-843-4433.  For assistance using your membership, please call Hideaways International at 800-843-4433.  For questions regarding this benefit, please call the Cardmember Services number on the back of your card.
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15 Activation with Regus is required. This benefit is subject to Regus' and each service provider's terms and conditions. A U.S. Bank FlexPerks Business Edge Travel Rewards card account is required. Card must be presented for certain benefits. Information provided by U.S. Bank about you is solely for the purpose of allowing Regus to recognize you as an active FlexPerks Business Edge Travel Rewards cardmember. May not be combined with other offers or discounts.
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