U.S. Bank FlexPerks® Gold
American Express® Card

Enrollment bonus! Earn 30,000 bonus FlexPoints worth $450 on airfare, hotel stays, car rentals and more. Just spend $2,000 in eligible Net Purchases (purchases minus credits and returns) on your card within the first four months of account opening.1

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Earn Faster:

3x FlexPoints at restaurants
2x Points on Gas Stations
2x Points at Airlines

Plus earn 1X FlexPoint per $1 spent on all other eligible Net Purchases.2

Redeem Easier:

  • Rich point value, for example, 25,000 FlexPoints can be redeemed for $375 in airfare, hotel stays, car rentals and more.
  • Choose from hundreds of airlines and thousands of hotels and car rentals.
  • Redemption starts at just 1,000 FlexPoints for merchandise, gift cards, cash back and more.3

Key Features

Earn Faster
  • Earn Triple FlexPoints for every net $1 spent at restaurants.4 
  • Earn Double FlexPoints for every net $1 spent at gas stations.5 
  • Earn Double FlexPoints for every net $1 spent at airlines.5
  • Earn One FlexPoint for every $1 of eligible net purchases charged to your Card.2 
More Features
  • TSA PreCheck or Global Entry automatic statement credit reimbursement for whichever program you apply for first.6 Upon approval, enjoy expedited travel screening at participating airports. 
  • Complimentary Boingo Wi-Fi membership to stay digitally connected worldwide at over 1 million hotspots.6
  • Global Dining Program features savings and complimentary benefits at leading restaurants around the world.6
  • $25 Airline Allowance offers reimbursement for up to $25 per air travel award ticket toward baggage fees or in-flight food and drinks.7
  • Smart Chip Technology to provide better security and convenience to spend worldwide.
  • No Foreign Transaction Fees (view Terms and Conditions).
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We may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. 

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.

 ©2018  U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to the Program Rules and Cardmember Agreement for additional information.


1 One-time 30,000 bonus FlexPoints will be awarded when you are approved for a new U.S. Bank FlexPerks Gold American Express Card and eligible Net Purchases totaling $2,000 or more are made to your account within four months from account opening. Net purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Gold Card account type. Existing and previous FlexPerks Gold accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Gold Card is subject to terms and conditions of the FlexPerks Gold Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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2 U.S. Bank will credit your FlexPerks Gold Account with 1 FlexPoint for every $1 in Net Purchases. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. Refer to the FlexPerks Gold Cardmember Agreement for full details.
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3 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking, or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption). Available Travel Rewards, Gift Certificate Rewards, Merchandise Rewards, Magazines, Statement Credits and any other Program Rewards, and the number of FlexPoints needed to obtain each reward, are available to Cardmembers at the Rewards Center or by phone at 888-229-8864. U.S. Bank and/or third-party vendors may change or terminate participating merchants; withdraw, limit, modify or cancel any rewards; or increase the number of FlexPoints required for any reward at any time without advance notice, even though such changes may affect the accrual or value of FlexPoints or rewards. For redemptions, information about the current Program Rewards Schedule, inquiries and updates, visit the Rewards Center anytime or call 888-229-8864 between 8:00 a.m. and 10:00 p.m. (CT) Monday through Friday, and between 8:00 a.m. and 5:30 p.m. (CT) Saturday through Sunday.
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4 U.S. Bank FlexPerks Gold American Express Cardmembers will earn 2 additional FlexPoints for every $1 in Net Purchases during each billing cycle for any merchant classified as a restaurant. Purchases made at a restaurant may not be recognized as a restaurant, and will not qualify for additional Rewards. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.
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5 U.S. Bank FlexPerks Gold American Express Cardmembers will earn 1 additional FlexPoint for every $1 in Net Purchases during each billing cycle for any merchant classified as a gas station and for any merchant classified as an airline. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.
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6 Terms, conditions and exclusions apply for TSA Precheck, Global Entry, Boingo, Global Dining and benefits offered through CONNECT. Please refer to amexconnect.com/flexperksgold for further details. For TSA Precheck or Global Entry programs, the membership is valid for 5 years without additional charges and membership is subject to the TSA or Global Entry program's terms and conditions.
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7 FlexPerks Gold Cardmembers may receive up to a $25 airline allowance with each redeemed airline award travel ticket. Cardmembers who redeem FlexPoints for award travel may be credited up to $25 on a future statement for Qualified Purchases made using their FlexPerks Gold Card with the airline carrier providing award travel flight. "Qualified Purchases" are any purchases made with your FlexPerks Gold Card that post to your account under the airline carrier providing your award travel flight between the dates of your award travel flight. Cardmembers must call Cardmember Services at 866.311.5550 to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the Cardmember will receive a statement credit within 4 to 6 weeks for the amount of the qualified purchase, up to $25. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. You may redeem allowance for Qualified Purchases only if the outstanding balance of your account is below its revolve limit and if your account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your account for any reason, your allowance may be forfeited.
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8 Cardmembers are responsible for the cost of any goods or services purchased through the Concierge on Cardmember's behalf.
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9 Terms, conditions and exclusions apply. Upon approval, please refer to your Guide to Benefits which accompanies the new cardmember kit for full details.
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10 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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11 As a FlexPerks Cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child(ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your FlexPerks Card issued by U.S. Bank National Association. Refer to your "Guide to Benefits" for complete terms and conditions.
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12 Offer subject to change, and is based on the individual merchant's terms and conditions. Void where prohibited or restricted by law. Any taxes are the sole responsibility of the purchaser.

National Terms and Conditions
Discount applies to base rate only and applies to participating locations in the United States or Canada. Taxes, other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items are separate charges not affected by the discount offer. In the US, check your insurance and/or credit card for rental vehicle coverage. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. Not valid with any other discount or promotional rate. Availability is limited. Subject to change without notice. Blackout dates may apply. Void where prohibited.

Enterprise Terms and Conditions
Offer entitles renter to a discount off of the publicly available, retail rate. Discount applies to base retail rate only and is valid at participating US and CA locations. Discount varies from time to time as determined by the applicable participating location. Taxes, other governmentally-authorized or imposed surcharges (including GSTNAT), license and concession recoupment fees, airport and airport facility fees, fuel, one-way rental charge and optional items (such as CDW up to US $30 per day) are extra. Weekly rates may apply depending on length of rental or for longer rental needs. Normal rental qualifications apply. Vehicles subject to availability. Other restrictions, including holiday and blackout dates, may apply. Pick-up and drop-off service is subject to geographic and other restrictions.

Alamo Terms and Conditions
Discount applies to base rate only. Discount available at participating locations only. Discount varies by rental date, location and vehicle type. Taxes other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as CDW up to US $30 per day) are extra. In the US check your insurance and/or credit card for rental vehicle coverage. Renter must meet standard age, driver and credit requirements. 24-Hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Unlimited miles offer available only at participating locations. Blackout dates may apply. Void where prohibited.


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13 A complimentary Andrew Harper membership is available to FlexPerks Rewards Cardmembers. Cardmembers must opt-in to receive the Andrew Harper Travel Club benefit. Upon enrollment, Cardmembers must provide their name, address, email and FlexPoint ID to activate their free travel club membership. Account must be open and in good standing to qualify for enrollment.
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