U.S. Bank FlexPerks® Travel Rewards
Visa Signature® Card

Kickstart your travel and earn $400 of value redeemable for airfare, hotel stays, car rentals and more. Just spend $2,000 in eligible Net Purchases on your card within the first four months of account opening.1

Annual Fee (view Terms and Conditions): $0 (view Terms and Conditions) introductory annual fee for the first year, then $49 (view Terms and Conditions).

Apply Now


Earn Faster:

2x Points for Airline, Gas Stations or Grocery PurchasesAirlines, Gas Stations or Grocery Stores 2
2x Points on Cellular ProvidersCellular
Providers 3
2x Points for Charitable DonationsCharity 3

Plus1 FlexPoint per $1 spent on all other eligible Net Purchases.4


Redeem Easier:

  • Rich point value, for example, 25,000 FlexPoints can be redeemed for $375 in airfare, hotel stays and car rentals.
  • Choose from hundreds of airlines and thousands of hotels and car rentals.
  • Redemption starts at just 1,000 FlexPoints for merchandise, live events, gift cards, cash back and more.5
  • Use your mobile device to instantly redeem FlexPoints for almost any purchase with Real-Time Mobile Rewards.6

Key Features

Earn Faster
  • Earn Double FlexPoints for every net $1 spent at gas stations, grocery stores or airlines - whichever you spend most on each monthly billing cycle2 - and at most cell phone service providers.3 
  • Earn Double FlexPoints for your charitable donations. Choose from a wide range of eligible local, national and international charities.3
  • Earn One FlexPoint for every $1 of eligible net purchases charged to your Card.4 
More Features
  • $25 Airline Allowance offers reimbursement for up to $25 per air travel award ticket toward baggage fees or in-flight food and drinks.7 
  • No Foreign Transaction Fees charged by U.S. Bank
  • Smart Chip Technology to provide better security and convenience to spend worldwide.
  • Earn frequent flyer miles for your award travel flight if you are a member of the airline's loyalty program. 

We may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. 

The creditor and issuer of the U.S. Bank FlexPerks Visa Cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

 ©2018  U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to the Program Rules and Cardmember Agreement for additional information.


1 One-time 26,667 bonus FlexPoints will be awarded if you are approved for a new U.S. Bank FlexPerks Travel Rewards Visa Signature Card and eligible Net Purchases totaling $2,000 or more are made to your account within four months from account opening. Net purchases are purchases minus credits and returns. Redemption value of $400 is based on redeeming FlexPoints for travel categories such as airfare, hotel stays & car rentals. Value may vary depending upon redemption category. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks account type. Existing and previous FlexPerks accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Travel Rewards Card is subject to terms and conditions of the FlexPerks Travel Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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2 U.S. Bank FlexPerks Travel Rewards Visa cardmembers may earn additional FlexPoints for purchases at merchants that are classified as: airlines, gas stations or grocery stores (each, a "Category"). You will earn FlexPoints at a rate of two FlexPoints for every $1 in Net Purchases in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the "Highest Category"). U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify. Purchases at discount/retail stores that sell groceries may not qualify for the grocery store category.
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3 FlexPerks Travel Rewards Cardmembers will earn FlexPoints at a rate of two (2) FlexPoints for every $1 in eligible Net Purchases during the current month’s billing cycle for any merchant location that classifies itself as a Charitable and Social Service Organization. In addition, for any cellular services provider merchant, U.S. Bank FlexPerks Travel Rewards Visa Signature Cardmembers will be awarded FlexPoints at the rate of two (2) FlexPoints for every $1 in eligible Net Purchases during each billing cycle. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases will qualify.
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4 U.S. Bank will credit your FlexPerks Travel Rewards account with 1 FlexPoint for every $1 in Net Purchases. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. Refer to the FlexPerks Cardmember Agreement for full details.
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5 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, or Checking Account (5,000 FlexPoints minimum redemption). Available Travel Rewards, Gift Certificate Rewards, Merchandise Rewards, Magazines, Statement Credits and any other Program Rewards, and the number of FlexPoints needed to obtain each reward, are available to Cardmembers at the Rewards Center (online or via phone).  See Program Rules for full details.
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6 Redeeming FlexPoints for your purchase results in a statement credit that offsets your FlexPerks credit card purchases. For transactions which include a gratuity, fees or estimated taxes, the statement credit may not equal your final Purchase amount. The credit to your account statement will be processed within three business days and will appear on your next Account billing statement. Participating categories exclude gas stations and restaurants. Available only for transactions with U.S. merchants. U.S. Bank does not control how Purchases are processed by merchants or the merchant codes they use; therefore, U.S. Bank cannot guarantee that a specific transaction will qualify. Your Account must remain in good standing in order to redeem. Standard data and messaging rates apply. Travel purchases must be made directly from airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise lines. If you purchase airfare from an airline and use Real-Time Mobile Rewards to pay for the airfare, you will not be eligible to receive the $25 Airline Allowance benefit that is available with this Account; the $25 Airline Allowance is only available for travel rewards FlexPoints redemption made through the Rewards Center online or by phone.

Minimum purchase amount for Car Rental is preset at $250.00

Minimum purchase for Lodging is preset at $500.00
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7 You must be a member of the airline’s frequent flyer program.
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8 Cardmembers are responsible for the cost of any goods or services purchased through the Concierge on Cardmember's behalf.
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9 Terms, conditions and exclusions apply. Upon approval, please refer to your Guide to Benefits which accompanies the new cardmember kit for full details.
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10 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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11 As a FlexPerks Cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child(ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your FlexPerks Card issued by U.S. Bank National Association. Refer to your "Guide to Benefits" for complete terms and conditions.
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12 Offer subject to change, and is based on the individual merchant's terms and conditions. Void where prohibited or restricted by law. Any taxes are the sole responsibility of the purchaser.

National Terms and Conditions
Discount applies to base rate only and applies to participating locations in the United States or Canada. Taxes, other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items are separate charges not affected by the discount offer. In the US, check your insurance and/or credit card for rental vehicle coverage. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. Not valid with any other discount or promotional rate. Availability is limited. Subject to change without notice. Blackout dates may apply. Void where prohibited.

Enterprise Terms and Conditions
Offer entitles renter to a discount off of the publicly available, retail rate. Discount applies to base retail rate only and is valid at participating US and CA locations. Discount varies from time to time as determined by the applicable participating location. Taxes, other governmentally-authorized or imposed surcharges (including GSTNAT), license and concession recoupment fees, airport and airport facility fees, fuel, one-way rental charge and optional items (such as CDW up to US $30 per day) are extra. Weekly rates may apply depending on length of rental or for longer rental needs. Normal rental qualifications apply. Vehicles subject to availability. Other restrictions, including holiday and blackout dates, may apply. Pick-up and drop-off service is subject to geographic and other restrictions.

Alamo Terms and Conditions
Discount applies to base rate only. Discount available at participating locations only. Discount varies by rental date, location and vehicle type. Taxes other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as CDW up to US $30 per day) are extra. In the US check your insurance and/or credit card for rental vehicle coverage. Renter must meet standard age, driver and credit requirements. 24-Hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Unlimited miles offer available only at participating locations. Blackout dates may apply. Void where prohibited.


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13 A complimentary Andrew Harper membership is available to FlexPerks Rewards Cardmembers. Cardmembers must opt-in to receive the Andrew Harper Travel Club benefit. Upon enrollment, Cardmembers must provide their name, address, email and FlexPoint ID to activate their free travel club membership. Account must be open and in good standing to qualify for enrollment.
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