U.S. Bank FlexPerks® Travel Rewards
Visa Signature® Card

Kickstart your travel and earn $400 of value redeemable for airfare, hotel stays, and car rentals. Just spend $2,000 in eligible Net Purchases on your card within the first four months of account opening.1

Annual Fee (view Terms and Conditions): $0 (view Terms and Conditions) introductory annual fee for the first year, then $49 (view Terms and Conditions).2

Apply Now

Earn Faster:

2x Points for Airline, Gas Stations or Grocery PurchasesAirlines, Gas Stations or Grocery Stores 3
2x Points on Cellular ProvidersCellular
Providers 4
2x Points for Charitable DonationsCharity 4

Plus1 FlexPoint per $1 spent on all other eligible Net Purchases.5

Redeem Easier:

  • Rich point value, for example, 25,000 FlexPoints can be redeemed for $375 in airfare, hotel stays and car rentals.
  • Choose from hundreds of airlines and thousands of hotels and car rentals.
  • Redemption starts at just 1,000 FlexPoints for merchandise, gift cards, cash back and more.6
  • Use your mobile device to instantly redeem points for almost any purchase with Real-Time Mobile Redemption.7

Key Features

Earn Faster
  • Earn One FlexPoint for every $1 of eligible net purchases charged to your Card.5 
  • Earn Double FlexPoints for every net $1 spent at gas stations, grocery stores or airlines - whichever you spend most on each monthly billing cycle3 - and at most cell phone service providers.4 
  • Earn Double FlexPoints for your charitable donations. Choose from a wide range of eligible local, national and international charities.4
More Features
  • $25 Airline Allowance offers reimbursement for up to $25 per air travel award ticket toward baggage fees or in-flight food and drinks.8 
  • Complimentary Gogo® Inflight Wi-Fi 12 times a year.9
  • Smart Chip Technology to provide better security and convenience to spend worldwide.
  • Earn frequent flyer miles on the airline you fly for your award travel flight.10 
  • Pay your bills online to save time and earn FlexPoints by using your Card to pay bills. Learn more about Automatic Bill Pay.

We may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. 

The creditor and issuer of the U.S. Bank FlexPerks Visa Cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

 ©2018  U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to the Program Rules and Cardmember Agreement for additional information.

1 One-time 26,667 bonus FlexPoints will be awarded when you are approved for a new U.S. Bank FlexPerks Travel Rewards Visa Signature Card and eligible Net Purchases totaling $2,000 or more are made to your account within four months from account opening. Net purchases are purchases minus credits and returns. Redemption value of $400 is based on redeeming FlexPoints for travel categories such as airfare, hotel stays & car rentals. Value may vary depending upon redemption category. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Travel Rewards Visa account type. Existing and previous FlexPerks Travel Rewards Visa accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Travel Rewards Card is subject to terms and conditions of the FlexPerks Travel Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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2 The annual fee for the FlexPerks Travel Rewards Visa Signature Credit Card will be waived for the first year of Card Membership. After that, the annual fee will be $49.
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3 U.S. Bank FlexPerks Travel Rewards Visa cardmembers may earn additional FlexPoints for purchases at merchants that are classified as: airlines, gas stations or grocery stores (each, a "Category"). You will earn FlexPoints at a rate of two FlexPoints for every $1 in Net Purchases in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the "Highest Category"). U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.
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4 FlexPerks Travel Rewards Cardmembers will earn FlexPoints at a rate of two (2) FlexPoints for every $1 in eligible Net Purchases during the current month’s billing cycle for any merchant location that classifies itself as a Charitable and Social Service Organization. In addition, for any cellular services provider merchant, U.S. Bank FlexPerks Travel Rewards Visa Signature Cardmembers will be awarded FlexPoints at the rate of two (2) FlexPoints for every $1 in eligible Net Purchases during each billing cycle. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases will qualify.
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5 U.S. Bank will credit your FlexPerks Travel Rewards account with 1 FlexPoint for every $1 in Net Purchases. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. Refer to the FlexPerks Cardmember Agreement for full details.
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6 Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking, or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption). Available Travel Rewards, Gift Certificate Rewards, Merchandise Rewards, Magazines, Statement Credits and any other Program Rewards, and the number of FlexPoints needed to obtain each reward, are available to Cardmembers at the Rewards Center or by phone at 888-229-8864. U.S. Bank and/or third-party vendors may change or terminate participating merchants; withdraw, limit, modify or cancel any rewards; or increase the number of FlexPoints required for any reward at any time without advance notice, even though such changes may affect the accrual or value of FlexPoints or rewards. For redemptions, information about the current Program Rewards Schedule, inquiries and updates, visit the Rewards Center anytime or call 888-229-8864 between 8:00 a.m. and 10:00 p.m. (CT) Monday through Friday, and between 8:00 a.m. and 5:30 p.m. (CT) Saturday through Sunday.
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7 Redeeming FlexPoints for your purchase results in a statement credit that offsets your FlexPerks credit card purchases. For transactions which include a gratuity, fees or estimated taxes, the statement credit may not equal your final Purchase amount. The credit to your account statement will be processed within three business days and will appear on your next Account billing statement. Participating categories exclude gas stations and restaurants. Available only for transactions with U.S. merchants. U.S. Bank does not control how Purchases are processed by merchants or the merchant codes they use; therefore, U.S. Bank cannot guarantee that a specific transaction will qualify. Your Account must remain in good standing in order to redeem. Standard data and messaging rates apply. Travel purchases must be made directly from airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise lines. If you purchase airfare from an airline and use Real-Time Mobile Rewards to pay for the airfare, you will not be eligible to receive the $25 Airline Allowance benefit that is available with this Account; the $25 Airline Allowance is only available for travel rewards FlexPoints redemption made through the Rewards Center online or by phone.

Minimum purchase amount for Car Rental is preset at $250.00

Minimum purchase for Lodging is preset at $500.00
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8 FlexPerks Travel Rewards Cardmembers may receive up to a $25 airline allowance with each redeemed airline award travel ticket. Cardmembers who redeem FlexPoints for award travel may be credited up to $25 on a future statement for Qualified Purchases made using their FlexPerks Travel Rewards Card with the airline carrier providing award travel flight. "Qualified Purchases" are any purchases made with your FlexPerks Travel Rewards Card that post to your account under the airline carrier providing your award travel flight between the dates of your award travel flight. Cardmembers must call Cardmember Services at 877.978.7446 to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the Cardmember will receive a statement credit within 4 to 6 weeks for the amount of the qualified purchase, up to $25. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. You may redeem allowance for Qualified Purchases only if the outstanding balance of your account is below its revolve limit and if your account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your account for any reason, your allowance may be forfeited.
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9 You must be an eligible U.S. Bank FlexPerks Visa Signature Cardholder and register your Card at visa.gogoair.com/usbank by 12/31/2018 to take advantage of the Gogo Inflight Wi-Fi benefit. Eligibility for this benefit is determined by U.S. Bank. In order to be eligible, you must have made at least one net purchase (purchase minus credits and returns) in the past 12 months prior to registering for the benefit, and Card cannot be past due or otherwise inactive. If your Card has been inactive and you make a purchase to qualify for the benefit, it may take 2–3 weeks to become eligible for the benefit. U.S. Bank FlexPerks Business Edge Cards are not eligible for this benefit. Provided you meet the eligibility requirements, your 12 complimentary Inflight Wi-Fi passes will be available to you at no additional cost after you complete the online registration. Each Inflight Wi-Fi pass provides for complimentary Inflight Wi-Fi Internet access for one device at a time on one flight segment on any participating airline's Gogo equipped flight between destinations within the United States and Canada where network coverage is available. Participating airlines are listed at https://promotions.gogoair.com/promotion/participating-airlines.html and are subject to change at any time without notice. Registration for this benefit is not available in flight — you must complete registration prior to your flight to access your Inflight Wi-Fi passes. If you have an existing subscription with Gogo, you will have to suspend or cancel the subscription before you can credit your Gogo account with the 12 Inflight Wi-Fi passes. To suspend or cancel your subscription, simply chat with Gogo via Live Help, email Gogo at CustomerCare@gogoair.com or call Gogo at 877-350-0038. Each Inflight Wi-Fi pass may be redeemed on any Wi-Fi enabled laptop, tablet, or smartphone for Inflight Wi-Fi Internet access on one (1) flight segment (a segment is defined as a takeoff and a landing). Inflight Wi-Fi passes are valid for 12 months from the date that you register your Card for the Gogo Inflight Wi-Fi benefit. Any unused Inflight Wi-Fi passes will expire at the end of the 12-month period. At the end of your initial 12-month period, provided the Gogo Inflight Wi-Fi benefit is still being offered and you continue to meet U.S. Bank’s eligibility requirements, you will receive an email inviting you to reregister for the benefit at visa.gogoair.com/usbank to receive another 12 Inflight Wi-Fi passes. The use of the passes within this benefit is subject to Gogo's Terms and Conditions and Privacy Policy. Visa and/or U.S. Bank reserve the right to modify or cancel this benefit at any time and without notice. This benefit is nontransferable. The Gogo Inflight Wi-Fi benefit is provided by Gogo, LLC, and none of Visa or its issuers is responsible for any claims or damages arising from use of the Gogo services.
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10 You must be a member of the airline’s frequent flyer program.
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11 Cardmembers are responsible for the cost of any goods or services purchased through the Concierge on Cardmember's behalf.
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12 Terms, conditions and exclusions apply. Upon approval, please refer to your Guide to Benefits which accompanies the new cardmember kit for full details.
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13 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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14 As a FlexPerks Cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child(ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your FlexPerks Card issued by U.S. Bank National Association. Refer to your "Guide to Benefits" for complete terms and conditions.
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15 Offer subject to change, and is based on the individual merchant's terms and conditions. Void where prohibited or restricted by law. Any taxes are the sole responsibility of the purchaser.

National Terms and Conditions
Discount applies to base rate only and applies to participating locations in the United States or Canada. Taxes, other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items are separate charges not affected by the discount offer. In the US, check your insurance and/or credit card for rental vehicle coverage. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. Not valid with any other discount or promotional rate. Availability is limited. Subject to change without notice. Blackout dates may apply. Void where prohibited.

Enterprise Terms and Conditions
Offer entitles renter to a discount off of the publicly available, retail rate. Discount applies to base retail rate only and is valid at participating US and CA locations. Discount varies from time to time as determined by the applicable participating location. Taxes, other governmentally-authorized or imposed surcharges (including GSTNAT), license and concession recoupment fees, airport and airport facility fees, fuel, one-way rental charge and optional items (such as CDW up to US $30 per day) are extra. Weekly rates may apply depending on length of rental or for longer rental needs. Normal rental qualifications apply. Vehicles subject to availability. Other restrictions, including holiday and blackout dates, may apply. Pick-up and drop-off service is subject to geographic and other restrictions.

Alamo Terms and Conditions
Discount applies to base rate only. Discount available at participating locations only. Discount varies by rental date, location and vehicle type. Taxes other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as CDW up to US $30 per day) are extra. In the US check your insurance and/or credit card for rental vehicle coverage. Renter must meet standard age, driver and credit requirements. 24-Hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Unlimited miles offer available only at participating locations. Blackout dates may apply. Void where prohibited.

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16 A complimentary Andrew Harper membership is available to FlexPerks Rewards Cardmembers. Cardmembers must opt-in to receive the Andrew Harper Travel Club benefit. Upon enrollment, Cardmembers must provide their name, address, email and FlexPoint ID to activate their free travel club membership. Account must be open and in good standing to qualify for enrollment.
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