Earn Everywhere.
Go Anywhere.


U.S. Bank FlexPerks® 
Gold American Express® Card


Earn 30,000 enrollment FlexPoints worth $450 on airfare, hotel stays, car rentals and more.

Just spend $2,000 in eligible Net Purchases on your card within the first four months of account opening.1


3X
FlexPoints at restaurants2
2X
FlexPoints at gas stations3
2X
FlexPoints at airlines3
1X
FlexPoint for every $1 in eligible Net Purchases charged to your card.4

U.S. Bank FlexPerks® 
Travel Rewards Visa Signature® Card


Earn $400 of value redeemable for airfare, hotel stays car rentals and more.

Just spend $2,000 in eligible Net Purchases on your card within the first four months of account opening. 5


2X
FlexPoints gas stations, grocery stores or airlines6
2X
FlexPoints at most cell phone service providers7
2X
FlexPoints for your charitable donations7
1X
FlexPoint for every $1 in eligible Net Purchases charged to your card.8

U.S. Bank FlexPerks® 
Select+ American Express® Card


Earn 10,000 enrollment FlexPoints worth $150 on airfare, hotel stays car rentals and more.

Just spend $1,000 in eligible Net Purchases on your card within the first four months of account opening. 9


1X
FlexPoint for every $1 in eligible Net Purchases charged to your card.10
0%
0% Introductory APR for the first 9 billing cycles on any balances transferred within 60 days from account opening. After that, a variable APR, currently 15.99% to 25.9911 based on your creditworthiness


U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Business Cardmembers: U.S. Bank will increase your rate to a Penalty Rate if you: 1) Make payments 5 calendar days late twice, or 30 calendar days late once. 2) Make a payment that is returned; or 3) If you exceed your Credit Limit 2 times in 12 consecutive months.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

 ©2018  U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to the Program Rules and Cardmember Agreement for additional information.


1 One-time 30,000 bonus FlexPoints will be awarded when you are approved for a new U.S. Bank FlexPerks Gold American Express Card and eligible Net Purchases totaling $2,000 or more are made to your account within four months from account opening. Net purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Gold Card account type. Existing and previous FlexPerks Gold accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Gold Card is subject to terms and conditions of the FlexPerks Gold Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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2 U.S. Bank FlexPerks Gold American Express Cardmembers will earn 2 additional FlexPoints for every $1 in Net Purchases during each billing cycle for any merchant classified as a restaurant. Purchases made at a restaurant may not be recognized as a restaurant, and will not qualify for additional Rewards. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.
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3 U.S. Bank FlexPerks Gold American Express Cardmembers will earn 1 additional FlexPoint for every $1 in Net Purchases during each billing cycle for any merchant classified as a gas station and for any merchant classified as an airline. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.
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4 U.S. Bank will credit your FlexPerks Gold Account with 1 FlexPoint for every $1 in Net Purchases. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. Refer to the FlexPerks Gold Cardmember Agreement for full details.
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5 One-time 26,667 bonus FlexPoints will be awarded when you are approved for a new FlexPerks Business Travel Rewards Card and eligible Net Purchases totaling $2,000 or more are made to your account within four months from account opening. Net purchases are purchases minus credits and returns. Redemption value of $400 is based on redeeming FlexPoints for travel categories such as airfare, hotel stays & car rentals. Value may vary depending upon redemption category. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. Account Owners are eligible to receive a one-time enrollment bonus for each new FlexPerks Business Travel Rewards account type per Company. Existing and previous FlexPerks Business Travel Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Business Travel Rewards card is subject to terms and conditions of the FlexPerks Business Travel Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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6 U.S. Bank FlexPerks Travel Rewards Visa cardmembers may earn additional FlexPoints for purchases at merchants that are classified as: airlines, gas stations or grocery stores (each, a "Category"). You will earn FlexPoints at a rate of two FlexPoints for every $1 in Net Purchases in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the "Highest Category"). U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify. Purchases at discount/retail stores that sell groceries may not qualify for the grocery store category.
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7 FlexPerks Travel Rewards Cardmembers will earn FlexPoints at a rate of two (2) FlexPoints for every $1 in eligible Net Purchases during the current month’s billing cycle for any merchant location that classifies itself as a Charitable and Social Service Organization. In addition, for any cellular services provider merchant, U.S. Bank FlexPerks Travel Rewards Visa Signature Cardmembers will be awarded FlexPoints at the rate of two (2) FlexPoints for every $1 in eligible Net Purchases during each billing cycle. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases will qualify.
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8 U.S. Bank will credit your FlexPerks Travel Rewards account with 1 FlexPoint for every $1 in Net Purchases. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. Refer to the FlexPerks Cardmember Agreement for full details.
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9 One-time 10,000 bonus FlexPoints will be awarded when you are approved for a new U.S. Bank FlexPerks Select+ American Express Card and eligible Net Purchases totaling $1,000 or more are made to your account within four months from account opening. Net purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. You are eligible to receive one-time bonus FlexPoints for each new FlexPerks Select+ Visa account type. Existing and previous FlexPerks Select+ accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Select+ Card is subject to terms and conditions of the FlexPerks Select+ Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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10 U.S. Bank will credit your FlexPerks Select+ account with 1 FlexPoint for every $1 in Net Purchases. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. Refer to the FlexPerks Cardmember Agreement for full details.
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11 Your 0% introductory APR applies to balance transfers made within 60 days of account opening. The introductory rate does not apply to cash advances or purchases. A Balance Transfer fee of 3% of each transfer amount ($5 minimum) will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
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